(Based on Use in Commerce) Banking services featuring acceptance of deposits, [ issuance bonds and acceptance of fixed interval installment deposits; financial guarantee and surety, namely, liability guarantee and acceptance of bills; mortgage investment, namely, mortgage-backed securities investment; ] monetary exchange; [ brokerage in the field of gas payment, electric bill payment, water bill payment, telephone bill payment national tax payment, local tax payment, payment of mutual aid premium for smaller enterprise retirement allowance, payment of social insurance premiums, and agencies for collecting television reception fees; transfer agency services rendered to issuers of investment securities, namely, acceptance of stock transfer payments; brokerage for trading of international securities futures and international securities options futures; ] issuing of letters of credit; [ agencies and brokerage for trading of securities and securities index futures; (Based on 44(e)) savings account and installment savings account services; ] loan financing and discount of bills; financial exchange services, namely, domestic exchange transactions; [ guarantee assurance underwriting; ] foreign exchange transactions; [ investment of international securities, local government bond securities and government guarantee claims; agencies for transactions on commission of offering international securities for subscription; acquisition and transfer of monetary claims; trading of securities; ] trading of securities [ options; trading of overseas market securities futures; ] banking services; [ and electronic cash transactions; electronic credit card transactions; electronic debit transactions; ] financial services, namely, [ investment fund transfer and transaction services, transactions on commission of offering securities for subscription, ] government bond securities investment, local government bond securities investment, government guarantee claims investment and international securities investment [ ; payment processing services, namely, credit card and debit card transaction processing services; financial guarantee and surety; agencies in the field of bonds and other securities; security services, namely, guaranteeing loans; futures exchange services ]