Internet software for processing electronic meal ordering and payments for private and public schools, private and public colleges/ universities, profit and non-profit organizations/ corporations, meals can be ordered directly through the school, corporation, caterer, and/or food management company, Utilized as a virtual ticket for a meal, All purchasing information may be downloaded from a global computer network and/or recorded on a computer media, Clearing and reconciling financial transactions via a global computer network, Providing a wide variety of payment services and providing financial services, namely, credit card processing and transmission of bills and payments thereof, conducted via a global computer network, Magnetically encoded credit cards, Purchasing information may be accessed via identification card, identification pin number, and/or via report; data collection, data collection for marketing purposes, data collection for statistical and tracking purposes