Financial services, namely, money lending; investment fund transfer and transaction services; financial services provided through a wireless telecom network, namely, providing on-line stored value accounts in an electronic environment; financial information provided by electronic means; electronic payments or financial transactions executed through a wireless telephone network, namely, bill payment services; electronic processing and transmission of bill payment data; electronic payments or financial transactions executed with mobile telephones, namely, bill payment services; electronic processing and transmission of bill payment data; electronic debit transaction; electronic funds transfer; electronic payment, namely, electronic processing and transmission of bill payment data; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; financial information, namely, financial information in the nature of rates of exchange; financial information processing; financial analysis and consultation