Provision via a communication portal and point of sale system of data and information for use by dealers in the operation of automobile dealerships relating to finance and lease transactions, promotional programs, advertising and marketing materials, and other downloadable customer and vehicle data for use by the dealer in (i) customer relationship management; (ii) creating marketing products and tools; (iii) assisting with all aspects of the dealer's accounting, customer service, customer financing and insurance systems; (iv) scheduling appointments and tasks, managing customer and potential customer information, managing sales activities, and generating sales and customer reports; (v) managing accounts payable and monitoring of the funding of lease and finance contracts, the funding and payment of vehicle wholesale liability, and the payment of consumer payments and payoffs