Magnetically encoded credit cards; On-line ordering services featuring lunch; providing on-line registration services for instructional classes; providing on-line registration services for field trips; providing on-line signatures; Providing educational services, namely, providing on-line (indicate form of educational activity, e.g., classes, seminars, workshops) in the fields of (indicate subject matter or field of educational activity); on-line retail store services featuring school items, namely, clothing, promotional items, school spirit items, writing utensils, notepads, notebooks, backpacks, lunch boxes, coffee mugs, bumper stickers and magnets; Computer software for processing electronic payments to and from others that may be downloaded from a global computer network and/or recorded on computer media; computer software for clearing and reconciling transactions via a global computer network; providing financial services, namely, credit card payment processing services and electronic processing and transmission of bill payment data via a global computer network; Ability to integrate with an on-line bookkeeping application; providing on-line charitable fund raising; Text and numeric wireless digital messaging services; Computer services, namely, hosting on-line interactive public calendars that allow multiple participants to share event schedules; preparing on-line business reports for organizing ordering and events