Computer communications software to allow customers to access bank account information and transact bank business; Computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Computer software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; Enterprise software in the nature of a database for non-transactional data and a search engine for database content; Interactive computer kiosks comprising computers, computer hardware, computer peripherals, and computer operating software, for use in point of sale magnetic card readers and terminals; Secure terminals for electronic transactions; Cards with integrated circuits; Chip card readers; Computer chips; Electronic card readers; Electronic machines for reading credit cards and recording financial operations; Electronically encoded badges and swipe cards for use with time clocks; Magnetic encoded card readers