computer software used to manage and organize patient healthcare information by insurance provider, by employer groups, and by insurance provider members to allocate, calculate and manage payment of medical bills; computer software used to monitor and display data in the field of healthcare; computer software used to plan, manage, and coordinate care for insurance provider members, and to provide guidance to insurance provider members when seeking routine, chronic, and acute healthcare; computer software and downloadable computer software used to manage and organize patient healthcare information for patients, caregivers and families, to allocate, calculate and manage payment of medical bills, to monitor and display video, audio, and other digital data transmitted via a centralized remote monitoring service via global computer networks, to search for and locate medical, financial and business resources on behalf of patients, and to plan, manage and coordinate for patients, caregivers and families healthcare and medical treatments for patients; integrated downloadable databases that support and monitor wellness activities; integrated downloadable databases that measure and predict health outcomes, allowing the user to offer guidance on preventive and maintenance health activities