Magnetic cards; magnetically encoded payment cards and blank and encoded programmable smart cards; encoded programmable smart cards, namely, magnetically and/or digitally encoded electronic chip cards; integrated chip and smart card readers; card readers for credit cards and magnetically encoded and digitally encoded chip, smart, and payment cards; apparatus and instruments, namely, computer hardware and software in the nature of ATM machines, card payment processing machines, servers, and office PC equipment, namely, printers, personal computers, and data storage equipment, namely, computer hard drives, computer storage discs and optical disc drives for the input, output, storage, processing, communication, authentication, encryption, decryption, display or printing of data; computer software, computer electronic databases recorded on computer media or on computer hard drives, computer software and computer electronic databases recorded on computer media or on computer hard drives for the provision of payment card processing, currency and automatic currency identification from a card number and currency conversion systems for the provision of the foregoing, whether by a user at the computer or by remote online access from another computer or machine via a server, including for use via a website; computer software and electronic databases recorded on computer media or on computer hard drives for the provision of currency and currency conversion systems; electronic document management systems, namely, software and hardware for currency and currency conversion use; electronic publications, namely, electronic books, magazines and downloadable electronic publications from the Internet featuring financial advice and information relating to currency conversion, traveling abroad and travel information; electronic apparatus, equipment and installations, namely, computer hardware and computer software for the storage, maintenance and updating of electronic records in the fields of finance, banking and card payment processing, currency conversion, automatic currency identification from a card number and currency exchange

Banking, financial and monetary services, namely, exchanging money, processing and settling of payment card payments, provision of the foregoing via the Internet, issuing of tokens of value in relation to bonus and loyalty schemes, provision of financial information relating to all of the foregoing; foreign currency services, namely, providing for the exchange, purchase, trading and transfer of foreign currency, and providing for the exchange, purchase, trading and transfer of foreign currency in relation to payments made by payment card; value added tax refund services, namely, tax payment refund processing services; valuation and financial appraisal services in the field of stocks, shares and currency; administration of financial affairs, namely, administration of the processing of card payments and currency conversion and exchange relating to said payments; financial settlement services, namely, purchasing of foreign currencies and settlement in the customer's currency; cash management services; cash dispensing services, namely, cash replenishment of automated teller machines, provision of cash from automated teller machines and the provision of cash from tellers in currency exchange bureaux; financial card services, namely, payment card payment processing services, and currency conversion and exchange in relation thereto; providing electronic processing of credit cards, charge cards, cash cards, cheque guarantee cards, purchase cards, payment cards and debit cards, and currency conversion and exchange in relation thereto; investment banking and savings bank services; tax payment refund processing services; financial planning and investment advisory services; financial research; financial guarantee and surety services, namely, those concerning additional and separate security for repayment of money borrowed; safety box deposit services; provision of databases for currency transactions and conversion information; consultancy, information and advisory services relating to the foregoing

Maintenance, design and updating of computer software for others for currency transactions, conversion and information data; consultancy in the field of computer software; rental, hire and lease of equipment, namely, electronic card readers and computers that perform currency conversion and currency exchange functions, for processing foreign cards and data relating thereto