Computer hardware and software for facilitating payment transactions by electronic means and via a global computer network; computer hardware and encryption software for maintaining encryption keys, managing digital certificates, digital signatures; software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; computer software for transmitting, displaying and storing transaction, identification and financial information; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; computer software for encrypting and protecting the integrity of data and electronic communications over a computer network; computer software for implementing encryption, authentication, access control and other security features within computer networks and through external connections; computer software for implementing security methodology involving encryption of payment cards numbers and related data and transmission over computer networks; parts, fittings and accessories relating to all the aforesaid goods

Insurance services, namely, provision of insurance policy sign-up through an on-line banner; financial services, namely, credit and debit transactions; remote payment services; electronic payment services, namely, on-line transactions; and transaction authorization and settlement services; electronic processing and transmission of bill payment data; provision of financial services, namely, e-payment; for the support of retail services provided through mobile telecommunications means; provision of financial services, namely, payment for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; bill payment services provided through a website; online banking services; financial services, namely, payment collection to establish funded accounts used to purchase goods and services on the internet; financial services, namely, payment collection provided over the telephone and by means of a global computer network or the internet; electronic funds transfer services; providing electronic processing of credit card transactions and electronic payments via a global computer network; financial consulting services