[ Providing philanthropic and volunteer services in the nature of developing project based educational materials that enable students to develop a feasible proposal for community improvement; ] creating educational programs and materials which promote financial knowledge and skills among young adults; developing standardized assessment tools to measure the level of financial knowledge; offering programs, activities and consulting in creating programs or events on the high school level for urban environments; creating seminars for young adults which examine various career opportunities and the transition from school to the work place, through workplace skills development and career work experience