Coded cards, namely, magnetic cards and electronic coded cards, namely, credit cards, in particular, for financial applications

Financial services, namely, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, cash disbursement services, namely, offered through cards with stored value, cash replacement rendered by credit card and debit cards, providing secure financial transactions in the nature of electronic cash transactions, check verification, check cashing, deposit access and automated teller machine services, point of sale and point of transaction services, credit card transaction authorization and settlement services, electronic payment processing services, credit card and debit card verification, payment transaction authentication and verifications services, facilitating person-to-person payment services through electronic means via a global computer network; value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce; electronic funds transfer, stored value smart card services and electronic cash services, namely, currency exchange in a secure environment over global electronic communications network