Scientific, measuring, signalling and teaching apparatus and instruments, namely, computers, mobile phones, personal digital assistants; Apparatus and instruments for conducting, switching, transforming, accumulating, regulating or controlling electricity, namely, electrical conductors, switches, transformers, accumulators, and controllers; Apparatus for recording, transmission or reproduction of sound or images; Blank magnetic data carriers and optical recording discs; Prerecorded magnetic data carriers and optical recording discs featuring financial transactions; Computer hardware; Computer firmware for use in managing financial transactions in the field of voice biometrics; Computer software and downloadable computer software for use in managing financial transactions in the field of voice biometrics; Blank compact discs; Prerecorded compact discs featuring music; Downloadable digital music from the Internet; Telecommunications apparatus, namely, mobile phone modem; Calculators; Data processors; Computers; Calculators, data processors, and computers to generate, manage, identify, reconcile and authenticate biometric data; Calculators, data processors, and computers to generate, manage, identify, reconcile and authenticate voice data; Biometric identification apparatus, namely, microphone, loudspeaker, telephone handset; Biometric identification voice recognition systems comprised primarily of microphones and controlling software; Computer software for controlling biometric identification apparatus; Computer software for controlling biometric identification voice recognition systems; Computer software for controlling biometric systems for the identification and authentication of persons; Computer software for controlling biometric systems for voice identification and authentication; Biometric identification apparatus for the authentication of financial transactions, namely, microphone; Computer software for controlling biometric systems for the identification and authentication of financial transactions; none of the foregoing for use in connection with an automated payroll data reporting service