Financial services in the nature of personal banking and money transfer services in the nature of web-based money transfers provided by means of a global computer network; Providing monetary payment services to consumers and businesses via a global computer network in the nature of person to person, person to business and business to business payments; Electronic financial clearing house services; Electronic payment, namely, electronic processing and transmission of bill payment data; stored value electronic purse services, namely, providing on-line stored value accounts in an electronic environment; providing electronic funds and currency transfer services; electronic payment services for personal banking in the nature of electronic funds transfer and financial clearinghouse services via a global computer network; electronic bill payment; clearing and reconciling financial transactions via a global computer network; person-to-person and person-to-business money transfer services transacted by means of a computer network; bill payment remittance services; electronic transfer of money from customer to customer; cheque verification services; the provision of financial information for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information, in the nature of bill remittance and payment data; electronic bill payment services provided through a website; on-line banking; financial services in the nature of web-based money transfer provided over the telephone and by means of a global computer network or the internet