Providing temporary use of non-downloadable computer software; providing temporary use of non-downloadable computer software for preparing invoices and ledgers over computer networks, intranets and the internet; Providing temporary use of non-downloadable computer software for invoicing services, namely electronic processing transmission and presentment of third party invoices and payment data via electronic mail and global computer networks; providing temporary use of non-downloadable computer software for financial services, namely creating standardized formats for invoices and ledgers for others; providing temporary use of non-downloadable computer software for financial services, namely software for the administration, organization, maintenance, analysis, reconciliation, reporting and payment of invoices and other financial information of others; providing temporary use of non-downloadable computer software for financial services, namely personal bookkeeping services, record management services, document management services and invoice dispute resolution services