Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic funds transfer by telecommunications; Electronic funds transfer; Accepting and administering monetary charitable contributions; Bill payment services; Financial services, namely, providing on-line stored value accounts in an electronic environment; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Electronic payment, namely, electronic processing and transmission of bill payment data; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; Pre-paid purchase card services, namely, processing electronic payments through pre-paid cards; Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores