Banking and Financial services, namely, securities servicing and global payment services, namely, securities brokerage, securities lending and securities trading, financial management in the field of collateral management and liquidity, custodial and cash management services; corporate banking, namely, commercial financing and investment banking services; asset management and private client services, namely, trust, estate and fiduciary management and investment advisory services; global market services, namely, currency and interest rate risk management services; and retail banking, namely, traditional banking services, financial planning and insurance brokerage in the fields of annuities and life, health and disability insurance