providing information regarding quality of life and wellness issues pertaining to seniors; providing personal support services for seniors, namely, telephone counseling to encourage healthy living habits, quality of life and wellness needs, compliance with drug and medical regiments, social interaction, money management, insurance matters, credit card management and home equity mortgage management as tools to encourage financial responsibility without compromising wellness needs; promoting public awareness of the need for senior citizens to maintain wellness by conducting programs to encourage healthy living habits, responsibility for individual well-being, quality of life, and handling of financial matters, all directed to seniors; providing programs and benefits to promote the interests and wellness of senior citizens in enjoying a good and healthy lifestyle and quality of life; promoting the goods and services of others by arranging for sponsors to affiliate their goods and services with programs directed primarily towards assisting seniors in handling their financial and wellness needs; promoting the sale and use of debit cards through the administration of incentive award programs; charitable fund raising services and charitable services, namely, raising donations and seeking sponsorships for conducting programs designed to better the lives of seniors; providing real estate lending services