Banking services; investment services, namely, investment advice, investment brokerage, investment consultation, investment management, investment management of and distribution of variable annuities, investment of funds for others; mutual fund investment services; loan services, namely, loan financing services and providing student loan information; credit and debit card services; providing links to web sites of credit union and banks featuring credit cards; providing information via telephone and the internet regarding credit cards, namely, account information, credit card applications, tips for use of credit cards and credit card security; providing financial institution business transactions via the internet, namely, debit and credit card transactions and electronic payments; electronic payment services, namely, electronic processing and transmission of bill payments; financial information provided by electronic means; automated teller machine services namely, ATM processing services; evaluation and analysis of credit bureau data; credit reporting services; credit card services featuring debt cancellation services whereby all or a portion of the customer's debt will be cancelled upon specific qualifying events and timely notification; financial information services provided by electronic means, namely, on-line customer financial institution account information, namely, account balances, account transactions and account statements