Providing electronic tools, namely, software recorded on disks and downloadable software that is used in insurance claims handling and that allows for collaboration among insurance underwriters, insurance claims personnel and insurance policyholders, namely, providing users with the ability to capture, validate and analyze insurance underwriting data and insurance claims data, the assignment of personnel to handle insurance claims, the compilation of insurance claims estimates, the restoration, repair or replacement of property, the auditing of repair estimates for errors, real-time exchange and analysis of property valuation data and insurance claims estimates, allowing insurance professionals to compile accurate property valuations by creating replacement cost estimates, allowing property owners to provide data about their properties for insurance, helping underwriters collect accurate premiums, helping claims adjusters to quickly and accurately settle claims, and helping policyholders to be sure that they have accurate coverage for their property

Providing insurance services to others, namely, gathering and sharing information among insurance underwriters, insurance claims personnel and insurance policyholders, providing data and databases used in insurance claims estimating. and handling, assisting claims adjusters to quickly and accurately settle claims, and assisting policyholders to be sure that they have accurate coverage for their property

Providing electronic storage of insurance claims, insurance property valuations and insurance policyholder information

Providing electronic tools, namely, non-downloadable software that is used in insurance claims handling and that allows for collaboration among insurance underwriters, insurance claims personnel and insurance policyholders, namely, providing users with the ability to capture, validate and analyze insurance underwriting data and insurance claims data, the assignment of personnel to handle insurance claims, the compilation of insurance claims estimates, the restoration, repair or replacement of property, the auditing of repair estimates for errors, real-time exchange and analysis of property valuation data and insurance claims estimates, allowing insurance professionals to compile accurate property valuations by creating replacement cost estimates, allowing property owners to provide data about their properties for insurance, helping underwriters collect accurate premiums, helping claims adjusters to quickly and accurately settle claims, and helping policyholders to be sure that they have accurate coverage for their property