Banking services for banks and financial institutions, namely, investment services in the nature of portfolio management services, investment advisory, bond accounting, namely, assisting with the completion of financial transactions for bonds, safekeeping in the nature of safety deposit box services, corporate sweep programs, namely, providing services that transfer funds between different accounts to provide higher rates of return and maintain liquidity of funds, federal funds programs, namely, funds investments, international services, namely, international investment advice, asset liability management, namely, assisting customers in balancing funding sources with outstanding loans; Investment banking services, namely, trust preferred security offerings, merger and acquisition advisory consulting, corporate finance advisory consulting, strategic capital planning and providing valuations fairness opinions; Consumer and commercial lending services in the nature of loan financing through loan participation programs, namely, holding company loans, bank organizational loans, director and executive officer loans, bank stock loans, and commercial real estate loans; loan sales services, namely, purchasing and brokering the sales of loans; risk management in the field of construction; permanent real estate financing; Operations services, namely, check clearing, processing and verification services and cash management; Administration of insurance programs, namely, property and casualty, blanket bond, directors and officers liability, fiduciary liability, bankers professional liability, employment practices liability, lenders liability, outside directorship liability, workers' compensation liability, and umbrella liability