Insurance services, namely fire, personal property and automobile insurance coverage including the full life cycle of-- underwriting, policy issuance, and claims administration; appraisals for personal property and automobile insurance claims; claims adjustment; electronic processing of insurance claims and payment data; financial evaluation for insurance purposes, writing fire, property and casualty insurance, insurance premium rate computing, insurance carrier services, insurance administration in the fields of fire, personal property and automobiles; insurance agency in the fields of fire, personal property and automobiles; insurance subrogation and salvage