promoting banking services and the sale of credit and debit card accounts through the administration of incentive award programs; business information services, namely, providing customized company and industry performance analysis; and business consultation services; providing business information via a global computer network; business information in the field of company and industry performance; accounts receivable services; administration and reconciliation of accounts on behalf of others; administration of business payroll for others

banking services; business banking services; financial services, namely, credit card and debit card services; credit and debit card transaction processing services; investment consultation, brokerage and management services; financial investment services in the fields of securities, mutual funds, certificates of deposit, and portfolio management; insurance brokerage, consultation and administration services in the fields of accident, flood, fire, automobile, life, health, home, renters, long-term care, crop, livestock mortality, in-home business, watercraft, umbrella, liability and employer insurance; administration of employee benefits plans; accounts payable services; mortgage banking services, mortgage lending services, mortgage brokerage services; consumer loan services and checking and savings accounts; commercial lending services; consumer lending services, issuing of letters of credit, foreign exchange services, namely, foreign exchange transactions, foreign exchange information services and providing for the exchange of foreign currency; financial consultation for educational financial assistance and student loan services; treasury management services; trust management services; cash management services; online banking services; online business banking services; bill payment services; electronic processing and transmission of bill payment data; provision of consolidated reports of banking and financial activity; providing information regarding banking, credit, money management, investing, investments and financial matters; counseling in the field of banking and financial services