Interactive credential system comprised computer hardware and software for use in database management of individual employment and insurance data that is aggregated for employment, insurance and financial purposes; database management software for surveyed information wherein the surveyed information may consist of financial scores, academic scores, employment scores, a character score, a medical score, a professional credential score, a referenced score, a military score, a legal score, or an insurance score; an interactive employment credential system comprised of computer hardware and software for use in database management of individual employment and insurance data that is aggregated for employment, insurance and financial purposes available on line for authorized users providing information regarding a surveyed party; database management software for providing survey information of a surveyed party, surveyed information consisting of a financial score, an academic score, an employment score, a character score, a medical score, a professional credential score, a reference score, a military score, a legal score, an insurance score, and a resume score

Data processing services available through the internet, said data including a numerical assessment score that can be monitored in real-time by subscribers through electronic notification

Providing temporary use of non-downloadable software, namely, software deliverable through an internet structure for providing a secure site of specific employment performance surveys as reported and recorded in a database; providing a web site featuring technology that enables companies and organizations to administer and manage employee credentials and incentive programs to promote employee productivity, performance, recognition and morale through real-time employment performance trend monitoring, namely, tracking the status and changes of individual files; providing specific information as requested by customers via the Internet, namely, a real-time internet service, namely, providing access to various monitoring services as requested by customers via the internet, namely, providing survey information of a surveyed party, the surveyed information including a financial score, an academic score, an employment score, a character score, a medical score, a professional credential score, a reference score, a military score, a legal score, an insurance score, and a resume score