Consumer, commercial and mortgage banking services, namely, providing bank accounts, providing certificates of deposit, financing services, automated teller machine services, electronic cash transactions, providing bank account information by telephone, electronically and via the Internet, checking account services, check cashing, travelers' check issuance, money order issuance, safe deposit box services, check processing, check verification, debit card services, electronic bill payment services, origination of mortgage loans, currency exchange and advice, financial guaranty and surety services, cash replacement rendered by credit card, credit inquiry and consultation, evaluation of credit bureau data, maintaining escrow accounts and mortgages