Providing an interactive computer database via wide area network and a global computer network to permit practitioners and insurers to store, recall, transmit, receive, and share patient and payer information, namely, medical records, authorizations, billing, payment, and clinical and laboratory information, namely, orders and outcomes, for use in analyzing and creating fee schedules, billing audit and compliance review, dictating and transcribing, and collecting and sorting fax, voice, e-mail and interactive electronic messages for use in the health and insurance fields, and for online enrollment and for electronic commerce applications, namely, for processing referrals, authorizations, billing, and insurance eligibility and verification