Financial services; namely banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; administration of credit, debit and other payment accounts without a physical payment card; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, namely, electronic processing and transmission of bill payment data; prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; providing debit card and credit card services via transponder; travel insurance underwriting services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; financial advisory and consultation services relating all the aforesaid services