Financial services namely-- automatic teller machines; debit and/or credit cards; consumer loans; automobile loans; recreational vehicle loans; personal loans; home lending; home equity loans; home improvement loans; lines of credit; providing home banking services, self-service banking services and computer banking services via telephone, global telecommunications networks, data transmission lines, or other electronic means; bill payment services via computer and telephone, global telecommunications network, data transmission lines, and other electronic means; savings services; certificates of deposit; individual retirement accounts; Roth IRA's; estate accounts; money market accounts; share savings accounts; checking accounts; financial educational seminars; community outreach financial consultation programs; credit re-builder loans and savings accounts; and in school financial educational seminars and programs