Business credit information and credit bureau/agency services provided by mail, telephone, facsimile, Internet and public computer networks, and private electronic messaging; financial information provided by mail, telephone, facsimile, Internet and public computer networks, and private electronic messaging; financing of receivables; financing of business and casualty insurance premiums; financing of domestic and international business transactions and ecommerce transactions; factoring, leasing, commercial lending services; debt collection and recovery services; insurance agency, risk management and insurance claims and administration services