COMPUTER HARDWARE AND SOFTWARE PROVIDING SECURITY AND PRIVACY ON THE INTERNET, INTRANETS, EXTRANETS, WANS, LANS, AND OTHER NETWORKS AND FOR OTHER INFORMATION AND DATA OR COMMUNICATIONS MANAGEMENT SYSTEMS; CONTAINING ENCRYPTION TECHNOLOGY; ALLOWING THE USE OF PSEUDONYMS; ALLOWING IDENTITY MANAGEMENT AND THE DISCLOSURE OF SELECTIVE ELEMENTS OF PERSONALLY IDENTIFIABLE INFORMATION ("PII"); THAT BLINDS PII FROM VIEW WHILE ALLOWING TARGETED COMMUNICATIONS WITH INDIVIDUALS; ENSURES SECURITY AND PRIVACY OF ONLINE TRANSACTIONS AND COMMUNICATIONS; ALLOWING CREDENTIALLING; THAT ALLOWS IDENTITY CERTIFICATION AND AUTHENTICATION; THAT MANAGES PII DISCLOSURE; THAT PROVIDES PRIVACY AND ANONYMITY TO INTERNET AND NETWORK USERS; SOFTWARE FOR ELECTRONIC PROCESSING OF FINANCIAL AND MONETARY SERVICES AND TRANSACTIONS, NAMELY, ELECTRONIC TRANSMISSION OF BILL PAYMENT DATA AND ELECTRONIC FUND TRANSFERS AND ELECTRONIC CREDIT TRANSACTIONS AND ELECTRONIC VALUE TRANSFERS SERVICES

COMPUTER NETWORK (INTERNET, INTRANETS, EXTRANETS, WANS, LANS, AND OTHER NETWORKS SECURITY AND PRIVACY MANAGEMENT SERVICES, NAMELY DATA ENCRYPTION AND PSEUDONYM ALLOCATION TO PROVIDE PRIVACY AND ANONYMITY DURING NETWORK USE AND SERVICES RELATING TO PROVIDING SECURITY AND PRIVACY ON THE INTERNET, INTRANETS, EXTRANETS, WANS, LANS, AND OTHER NETWORKS AND FOR OTHER INFORMATION AND DATA OR COMMUNICATIONS MANAGEMENT SYSTEMS; SERVICES INVOLVING THE IMPLEMENTATION OF ENCRYPTION TECHNOLOGY, ALLOWING THE USE OF PSEUDONYMS, ALLOWING IDENTITY MANAGEMENT AND THE DISCLOSURE OF SELECTIVE ELEMENTS OF PERSONALLY IDENTIFIABLE INFORMATION ("PII"); CONSULTATION REGARDING BLINDING PII FROM VIEW WHILE ALLOWING TARGETED COMMUNICATIONS WITH INDIVIDUAL, CREDENTIALLING, AND IDENTITY CERTIFICATION OR AUTHENTICATION; CONSULTING REGARDING PII DISCLOSURE MANAGEMENT AND SERVICES THAT OTHERWISE PROVIDE PRIVACY AND ANONYMITY TO INTERNET AND NETWORK USERS; SERVICES RELATING TO PRIVACY ADVOCACY, RISK MANAGEMENT, REGULATORY COMPLIANCE AND GOOD PRACTICES IN THE FIELDS OF PII PROTECTION, DATA MANAGEMENT, ELECTRONIC CASH OR OTHER PAYMENT MECHANISMS, AND AUTHENTICATION AND CERTIFICATION; ELECTRONIC PROCESSING OF FINANCIAL AND MONETARY SERVICES AND TRANSACTIONS, NAMELY, ELECTRONIC TRANSMISSION OF BILL PAYMENT DATA AND ELECTRONIC FUND TRANSFER SERVICES; ELECTRONIC CREDIT TRANSACTIONS AND ELECTRONIC VALUE TRANSFER SERVICES