Smart cards; computer software used for human resource and payroll management; computer software used to manage and maintain information in the fields of human resources, employee leasing, client management, and time management; user manuals sold as a unit therewith; human resources services and employee leasing services, namely, staff leasing in the nature of professional employer organization services; providing information in the fields of payroll, employment benefits, personnel, and employee insurance benefits; providing an online database in the fields of payroll, employment benefits, personnel, and employee insurance benefits; database management services; consulting in the fields of payroll, employment benefits, personnel, and employee insurance benefits; personnel and payroll management; programming smart cards, magnetically and digitally encoded cards, credit cards, debit cards, and identification cards; providing online software used for human resource and payroll management and used to manage and maintain information in the fields of human resources, employee leasing, client management, and time management; and related goods and services