Marketing the goods and services of others through telemarketing and distribution of promotional materials; award program services, namely, promoting the sale of goods and services of others by awarding purchase points for credit card use and through offering consumer discounts; and registration services for credit and debit cards, social security cards, and driver's licenses, whereby the consumer is provided with immediate access to consumer representatives who can cancel cards registered, assist in reissuance of lost or stolen cards, and protect the customer against fraudulent charges

Banking services; extended warranty services on a wide range of consumer products; credit cards services featuring credit card holder benefit services; credit bureau report services, namely, providing credit bureau data of consumers; providing a comprehensive protection plan for the products of others, namely, reimbursement of post-purchase price reductions, partial reimbursements of product repair costs, and guarantee of product returns

Travel club services; travel agency services, namely, making reservations and bookings for transportation and car rental, arranging travel tours and travel guide services