Computer software design, customization, integration, analysis and consulting services; computer software maintenance, installation and updating services; computer network and computer systems design, customization, integration, analysis and consulting services; consulting services relating to information technology and electronic commerce; providing temporary use of on-line non-downloadable software for accessing account information and conducting portfolio management services; providing temporary use of on-line non-downloadable software for on-line commodities exchange, financial exchange, monetary exchange, and currency exchange; providing temporary use of on-line non-downloadable software for analysis, advice and management in the fields of securities, stocks, bonds, mutual funds, money market funds, commodities, futures, options, and indices of any of them; providing temporary use of on-line non-downloadable software for investment services in the fields of securities, stocks, money market funds, bonds, mutual funds, commodities, futures, options, and indices of any of them; providing temporary use of on-line non-downloadable software for securities brokerage account services, investment account information services, retirement plan services, financial planning services, cash management account services, fixed income investment services, bill payment services and electronic fund transfer services; providing temporary use of on-line non-downloadable software for database management via electronic means; and providing temporary use of on-line non-downloadable software for brokerage services investment information via electronic means and providing temporary use of on-line non-downloadable software for use in creating, retrieving, accessing, analyzing and managing consumer information, preferences and user profiles