Computer software, namely, software for improving speed, accuracy, and filtering for computer network search engines; computer software for financial problem solving via the Internet; computer software for outfitting operating systems with artificial intelligence algorithms which anticipate the needs of the user by monitoring the user's activity and optimizing the operating systems; computer programs to allow mobile phones and portable digital assistants to communicate with computer networks; computer software for forwarding electronic messages to global computer networks from mobile phones and portable digital assistants; electronic adapters for allowing mobile phones and portable digital assistants to communicate with computer networks; computer software for providing artificial intelligence to computer operating systems, namely, software used for improving efficiency, speed, searching capability, and customization of computer operating systems; computer software which provides artificial intelligence to commercial Internet sites for the purposes of improving online shopping, namely, software for use in facilitating product and service searching, financial transactions, software and data downloading, and consumer information distribution; computer software providing artificial intelligence to home computers or home connectable appliances, namely, televisions, VCR's, radios, stereos, entertainment centers, and DVD players, to improve global computer network searching, downloading, customizing, graphics and navigating capabilities; computer software for providing personal data manager operating systems with artificial intelligence capabilities to improve communications with computer networks, namely, software and information downloading from computer networks, searching and customization on computer networks; embedded microprocessors containing software programs that provide artificial intelligence which improve communications, searching, customization, and downloading capabilities on computer networks; computer programs which provide artificial intelligence to internet browser programs, namely, software for use in improving searching and customization capabilities; CD-ROMs containing the above listed computer programs