Information services in the field of medical insurance namely, providing information as to the nature and scope of medical insurance claims and medical insurance coverage by connecting medical providers patients and payors over a global communications network accessible by use of a membership payment card

Providing a database over a computer information network for providing information as to the nature and scope of medical insurance claims and medical insurance coverage and providing a list of medical providers covered under a given plan; electronic processing of medical insurance claims over a global communications network; financial transaction services, namely crediting benefit points to member's payment card accounts which later can be applied toward the cost of medical care