Computer hardware and software for assisting financial transactions in the field of finance; computer hardware and software for managing financial instrument information, transmitting electronic transactions, and performing online auctions of financial instruments, intelligent agents software for transactions in secondary capital markets; computer software for facilitating electronic business transactions over a global communications network; computer e-commerce software allow users to perform electronic business transactions via a global computer network for use in implementing regional and global business-to-business e-commerce exchanges, trading syndicates, online brokerages and online shops in the fields of financial instruments, financial services, commodities, agricultural products, metals, chemicals, oils, polymers, plastics, food products, electronics, semiconductors, utilities, automobiles, transportation products, aerospace products, space products, and consumer products; computer e-commerce software to allow users to perform electronic business transactions via a global computer network; software for use by financial instrument originators and investors to automate preparation, analysis, sale, and transfer of financial instruments to secondary market investors; computer software for use by the financial services industry; namely software for the secondary-capital marketing activities, namely, the analysis, purchase, sale, and transfer of financial instruments by mortgage bankers, and software for use by mortgage lenders to sell loans on the secondary market and perform risk assessments; computer software for use by secondary market analysts to trade, exchange, and arbitrage loans, loan notes, corporate debt, personal debt, credit card debt, and leases; computer software to facilitate secondary market financial instrument exchanges; computer e-commerce software for financial instrument exchanges to allow users to perform electronic business transactions via a global computer network