homeowner and homebuyer referral services

Providing financial information, namely a website on the Internet featuring interactive databases of information on financial services and subjects, namely, providing information in the fields of mortgages, reverse mortgages, mortgage lenders, credit, housing and credit counseling, mortgage and housing cost calculations, mortgage and housing affordability calculations, mortgage prequalification, down payments, closing costs, mortgage interest, property taxes, homeowner's insurance, home buying, refinancing, home improvement loans and lenders, assessing and meeting financial needs, including creation of financial statements, cash flow statements and budgets, financial self-evaluation, and providing a glossary of definitions of real estate, mortgage and financial terms, and on mortgage services; financial and mortgage-related support services provided over a global communications network, namely providing assistance to homeowners and prospective home buyers in locating and selecting a home, buying a home, locating and selecting mortgages and refinancing options, locating and selecting mortgage lenders and home improvement lenders, locating and selecting housing and credit counselors, locating and selecting contractors for home improvement projects, locating properties for sale, locating and selecting real estate professional services, calculating mortgage and refinancing costs, preparing and keeping a home ownership budget, conducting a financial self-evaluation and providing a subscription service whereby subscribers are alerted to mortgage and related financial and real estate information via email