AUTOMATIC TELLER MACHINES; MAGNETICALLY ENCODED PLASTIC ACCESS CARDS FOR USE IN BANKING, FINANCIAL, INVESTMENT AND INSURANCE INDUSTRIES; AND COMPUTER SOFTWARE FOR USE IN THE BANKING, FINANCIAL, INVESTMENT AND INSURANCE INDUSTRIES, NAMELY, SOFTWARE FOR ACCESSING AND CONDUCTING ELECTRONIC BANKING SERVICES VIA GLOBAL COMPUTER NETWORKS AND TELECOMMUNICATION NETWORKS; SOFTWARE FOR AUTOMATED CLEARANCE HOUSE PROCESSING; SOFTWARE ENABLING BANKING CUSTOMERS TO TRANSMIT PAYMENT AND COLLECTION ORDERS DIRECTLY AND AUTOMATICALLY ACCEPT ACCOUNT RECONCILIATION INFORMATION FROM THE BANK; SOFTWARE FOR USE IN CONNECTION WITH ELECTRONIC FUNDS TRANSFERS; SOFTWARE FOR ACCESSING DATA FROM ONE OR MORE MAINFRAMES AND OTHER COMPUTER SYSTEMS IN PRESENTING THE DATA IN A UNIFORM FORMAT TO OTHER TYPES OF COMPUTER APPLICATIONS; SOFTWARE FOR EDUCATING MORTGAGE LENDING PERSONNEL ABOUT FAIR LENDING PRACTICES; SOFTWARE FOR USE IN COMMUNICATION OF DATA BETWEEN COMPUTERS AND OTHER COMPUTERS OR COMPUTER PERIPHERALS; AND SOFTWARE FOR USE IN CONNECTION WITH FOREIGN EXCHANGE FINANCIAL SERVICES

BUSINESS MANAGEMENT AND CONSULTATION, MARKET RESEARCH, TELEMARKETING AND PROVIDING FOREIGN TRADE INFORMATION

Banking and related financial services; financial services, namely, providing financial analysis, consultation, planning and management, commercial and consumer lending and leasing services, mortgage lending, and loan financing; credit card services; debit card services; electronic payment, namely, electronic processing and transmission of bill payment data; financial information in the nature of rates of exchange; security services, namely, guaranteeing loans; cash management; mortgage banking; safety deposit box services; savings account services; providing educational and college scholarships; automated teller machine services; investment services, namely, providing investment analysis, consultation, planning, management, advisory, brokerage, banking, and research services with respect to stocks, mutual funds, securities, bonds, commodities, real estate and other instruments of investment; insurance services, namely, providing insurance administration and insurance consultation services in the fields of life, property and casualty, accident, health and credit insurance services; and providing banking, financial investment and insurance consultation and information via global computer networks and telecommunication networks for the electronic, telephonic and telefacsimile transmission of voice, data, multi-media, graphics, video, photo and audio information; and providing interactive banking, financial, investment and insurance consultation and information via global computer networks, internal computer information networks and telecommunication networks for the electronic, telephonic and telefacsimile transmission of voice, data, multi-media, graphics, video, photo and audio information; providing information on international finance and foreign exchange rates via global computer networks, internal computer information networks and telecommunication networks for electronic, telephonic and telephonic and telefacsimile transmission of such information