MARKETING SERVICES PROVIDED FOR OTHERS VIA A GLOBAL COMPUTER NETWORK, NAMELY, ANALYSIS OF PURCHASE HABITS AND OTHER BEHAVIOR OF CONSUMERS BASED ON CONSUMER TRANSACTIONS; USE OF MODELS TO PREDICT CONSUMER NEEDS; ADVERTISING CONSULTING SERVICES, NAMELY, USE OF MODELING TECHNIQUES TO PRESENT CONSUMER INFORMATION, AND PRESENTATION OF INFORMATION INCLUDING CREATING GRAPHICS AND PROMOTIONAL DISPLAYS, FOR USE ON A GLOBAL COMPUTER NETWORK; CUSTOMIZED COMMERCIAL INFORMATION SERVICES, NAMELY, PROVIDING TARGETING CAPABILITIES, INFORMATION AND ANALYSIS FOR USE IN CONNECTION WITH PROMOTING GOODS AND SERVICES OF OTHERS ON A GLOBAL COMPUTER NETWORK; DISTRIBUTION OF TARGETED AND CUSTOMIZED ADVERTISING AND INFORMATIONAL MATERIAL ON BEHALF OF OTHER BUSINESSES THROUGH ELECTRONIC TRANSACTION STATEMENTS, DIRECT TELEVISION, WORLD WIDE WEB SITES AND OTHER ONLINE MEDIA