COMPUTER PROGRAMS WHICH FACILITATE PROVISION OF PERSONAL AND BUSINESS BANK ACCOUNT INFORMATION AND BANK ACCOUNT TRANSACTIONS, PERSONAL AND BUSINESS FINANCIAL ,MANAGEMENT, ELECTRONIC CASH TRANSACTIONS, ELECTRONIC BILL PRESENTMENT AND BILL PAYMENT ELECTRONIC FUNDS TRANSFERS, ELECTRONIC IDENTITY, CREDIT RATING AND COUNTERPARTY INVESTIGATION, ASSESSMENT, VERIFICATION AND GUARANTEE SERVICES, ELECTRONIC TRANSACTIONS SERVICES FOR BORROWING, FINANCING, ISSUING, ACQUIRING, FACTORING, LENDING, INVESTING, UNDERWRITING, INSURANCE, SECURITIES AND FINANCIAL INSTRUMENT TRADING, AND FINANCIAL PROTECTION AND SECURITY, ELECTRONIC BROKERAGE TRANSACTIONS FOR INSURANCE, SECURITIES AND FINANCIAL INSTRUMENTS, ISSUING, ACQUIRING AND ASSOCIATED MANAGEMENT PROCESSES RELATING TO ELECTRONIC CURRENCY, ELECTRONIC WALLETS AND ELECTRONIC BANKCARDS; COMPUTER EQUIPMENT USED IN THE PROVISION OF BANKING AND FINANCIAL SERVICES NAMELY, COMPUTERS, MONITORS AND PERIPHERALS; PRE-RECORDED COMPUTER SOFTWARE NAMELY, FLOPPY DISKS, CD-ROMS AND DVDS CONTAINING INFORMATION RELATING TO BUSINESS ADVISORY SERVICES AND BANKING SERVICES; ENCODED AND MAGNETIC CREDIT AND DEBIT CARDS; ENCODED INTEGRATED CIRCUIT CARDS OR SMART CARDS CONTAINING PROGRAMMING RELATING TO PROVISION OF BANKING, FINANCIAL AND INSURANCE SERVICES; DIGITAL, ELECTRONIC AND MAGNETIC CARD READERS; ELECTRONIC FUNDS AND POINT OF SALE TERMINALS

PRINTED MATTER NAMELY BOOKS, BOOKLETS, BROCHURES, CARDS, CHECKS, DRAFTS, FORMS, INVOICES, PAMPHLETS, PERIODICALS, ALL FEATURING INFORMATION ABOUT BANKING, FINANCIAL AND INSURANCE SERVICES; BUSINESS CARDS, BANK CHECKS AND DRAFTS, CHECK FORMS; PROSPECTUSES; STATIONERY PRODUCTS NAMELY ENVELOPES, FOLDERS, PADS, PAPERWEIGHTS, PENCILS, PENS, RUBBER ERASERS, RULERS, WRITING PAPER; PAPER AND PLASTIC BAGS; ENGRAVING BLOCKS AND PRINTED BLOCKS; CREDIT AND DEBIT CARDS

BUSINESS ADVISORY, CONSULTANCY, PLANNING, ANALYSIS, MANAGEMENT, ORGANIZATION ASSISTANCE AND INFORMATION SERVICES; BUSINESS SURVEYS, APPRAISALS, INQUIRIES AND RESEARCH; COLLECTION, PREPARATION, COMPILATION, STORAGE, PROCESSING, RETRIEVAL AND PROVISION OF BUSINESS INFORMATION, DATA, STATISTICS AND INDICES; CONDUCT OF BUSINESS STUDIES AND PREPARATION OF BUSINESS REPORTS; ECONOMIC FORECASTING AND ANALYSIS FOR BUSINESS PURPOSES; MARKET ANALYSIS, RESEARCH AND MONITORING SERVICES FOR BUSINESS PURPOSES; ADVERTISING, BUSINESS MANAGEMENT AND BUSINESS ADMINISTRATION SERVICES; ADVERTISING SURVEY SERVICES; ELECTRONIC COMMERCE SERVICES NAMELY, RETAILING AND WHOLESALING OF GOODS AND SERVICES, PAYROLL PREPARATION, HUMAN RESOURCES MANAGEMENT, PREPARATION OF ACCOUNTS AND BUSINESS STATEMENTS AND FILE MANAGEMENT, ALL THE FOREGOING BEING PROVIDED VIA A NETWORK OR NETWORKS OF COMPUTERS

BANKING SERVICES; FINANCIAL SERVICES, NAMELY FINANCIAL ANALYSIS, FINANCIAL CLEARING, FINANCIAL CONSULTING, FINANCIAL EVALUATION, FINANCIAL INFORMATION, FINANCIAL MANAGEMENT AND FINANCIAL TRANSACTION SERVICES, FINANCING AND LOAN SERVICES, HIRE-PURCHASE FINANCING, CAPITAL INVESTMENTS, FUND INVESTMENTS, BILL PRESENTMENT AND BILL PAYMENT SERVICES, CHECK VERIFICATION SERVICES, CREDIT BUREAU SERVICES, CREDIT CARD SERVICES, ISSUANCE OF CREDIT CARDS, CREDIT INVESTIGATIONS, DEBIT CARD SERVICES, DEBIT COLLECTION AGENCY, DEPOSIT OF VALUABLES, ELECTRONIC FUND TRANSFER SERVICES, MONEY EXCHANGE SERVICES, FACTORING, FIDUCIARY SERVICES, FISCAL ASSESSMENTS AND FISCAL VALUATIONS, GUARANTEE SERVICES, ISSUING OF TRAVELERS CHECKS, MORTGAGE SERVICES, MUTUAL FUND SERVICES, RETIREMENT PAYMENT SERVICES, SAFE DEPOSIT BOX SERVICES, SAVING SERVICES, SECURITIES BROKERAGE AND SECURITIES UNDERWRITING SERVICES, STOCK AND BOND BROKERAGE SERVICES, SURETY SERVICES, TRUSTEESHIP SERVICES; INSURANCE SERVICES NAMELY HOUSE, FIRE, ACCIDENT, LIFE, BUSINESS, DISABILITY, HEALTH, MEDICAL, INCOME PROTECTION, PROPERTY AND VALUABLES INSURANCE SERVICES, UNDERWRITING AND ACTUARIAL SERVICES, INSURANCE SERVICES ASSOCIATED WITH THE PROVISION OF CREDIT CARD FACILITIES; INSURANCE CONSULTING, INSURANCE BROKERAGE AND REINSURANCE SERVICES IN RESPECT OF THE FOREGOING INSURANCE SERVICES; ELECTRONIC FUNDS TRANSFER SERVICES

COMMUNICATIONS SERVICES NAMELY, MAIL SERVICES, TELEGRAM COMMUNICATION SERVICES, TELEPHONE COMMUNICATION SERVICES, TELEX COMMUNICATION SERVICES, FACSIMILE TRANSMISSION SERVICES, SATELLITE COMMUNICATION SERVICES, DATA TRANSMISSION SERVICES, RADIO COMMUNICATION SERVICES, REMOTE-CONTROLLED SCREEN COMMUNICATION SERVICES, COMPUTER COMMUNICATION SERVICES, COMPUTER-AIDED TRANSMISSION OF MESSAGES AND IMAGES, ELECTRONIC MAIL AND VIDEO CONFERENCE SERVICES