Apparatus and equipment used in information processing, namely, transaction or point of sale terminals, card readers, transaction devices, personal computers, and web appliances; computers and computer peripherals; material components of computer, autonomous computer, peripheral computer, contactless computer, and/or electronic systems, namely, integrated circuits, microcircuits, and electrical circuits; software, including software that can be used in chips, for transaction processing; integrated circuits and microcircuits used in memory cards or electronic labels; computer programs for the implementation of chip card interface technology for use in the fields of finance, leisure, games, ticketing, telecommunications, accuracy, education, identification, access control, pay-tv, security, health, medicine, transport, metering, measurement, closed environments, localization, and information technologies; computer software for operating smart card readers; computer software for writing programs for electronic chip cards, card readers and for apparatus and equipment using chip cards; computer programs for processing of transactions and cards; computer operating systems for chip card readers; encoding and microprogramming systems comprised of card and token encoders, computer hardware, and computer encoding software; electronic coders and decoders for magnetically encodable cards, electronic chip cards, and smart cards; computer chips, integrated circuits, printed circuits, microcircuits, blank electronic chip cards, blank cards with integrated circuits, blank microcircuits cards, blank memory cards, blank magnetic coded cards, blank electronic smart cards, blank contactless smart cards, blank magnetic coded plastic cards, blank magnetic coded biodegradable cards, blank subscriber indentification smart cards; electronic wallets comprised of readers and data storage devices; apparatus and equipment operating with chip cards, cards with integrated circuits or microcircuits, namely, magnetic coded card readers, magnetic coded readers of chip cards or cards with integrated circuits or microcircuits, personal digital assistants, and telephones; electronic tags for radio frequencies, magnetically coded readers for radio frequencies, ready-to-fit sets of components for radio frequencies, namely, radio activated and radio controlled terminals and cards, electronic identification batches for radio frequencies; contactless blank tags with electronic chips, microcircuits, integrated circuits, and electronic memory; blank magnetically coded plastic and biodegradable tags and electronic tag readers; electric or electronic components, namely semiconductors, computer chips, and microprocessors; devices for accessing and controlling access to information processing services and equipment, namely, card readers, smart cards, and smart tokens; devices for identification and authentication used in information processing apparatuses and equipment, namely, card readers, smart cards, and smart tokens; apparatuses and equipment allowing access to the telephone networks, namely, card readers, telephones with readers, telephones without readers, pay telephones, and computer modems; devices for accessing and controlling access and for identification and authentication used in telephone networks, namely, smart cards, smart tokens, and card readers; telephones; computer decrypting and encrypting programs and circuits; computer networks comprised of chip enabled smart cards, computers, computer peripherals, and computer software for interfacing between card or tag readers and data from transmission lines or computers; transponders; and user manuals sold as a unit therewith