COMPUTER SOFTWARE FOR PERSONAL FINANCE FOR THE PURPOSE OF AIDING NON-BUSINESS ENTITIES SUCH AS INDIVIDUALS AND FAMILIES IN ANALYZING AND STRUCTURING THEIR PERSONAL FINANCES; DOWNLOADABLE AND NON-DOWNLOADABLE COMPUTER SOFTWARE FOR THE ANALYSIS AND CALCULATION OF PERSONALLY INPUT FINANCIAL INFORMATION IN THE FIELDS OF FINANCE, INVESTMENTS, MONEY AND BANKING, RETIREMENT PLANNING, ESTATE PLANNING, WILLS, TAXES, REAL ESTATE, FAMILY BUDGETING AND PURCHASING AND INVESTMENT PORTFOLIO MANAGEMENT; COMPUTER SOFTWARE FOR USE AS A SPREADSHEET WHICH ALLOWS A PERSONAL USER TO INTEGRATE PERSONAL AND FINANCIAL GOALS IN THE NATURE OF SAVING FOR COLLEGE TUITION, PURCHASING A NEW HOME, WORKING FEWER HOURS, AND EMPLOYMENT PROMOTION TOGETHER WITH FINANCIAL DATA IN ORDER TO SUGGEST AND OUTLINE STRATEGIES; COMPUTER SOFTWARE WHICH PROVIDES REMOTE ACCESS TO THE INTERNET AND LOCAL AREA COMPUTER NETWORKS THAT SEARCHES, MATCHES AND THUS ENABLES END USERS TO BE MATCHED WITH BUSINESSES THAT ARE SUITED TO AID A PERSONAL END USER IN OBTAINING FINANCIAL GOALS