INSURANCE AGENCY AND BROKERAGE INSURANCE SERVICES FOR RISK AND LOSS IN THE ELECTRONIC COMMERCE, GLOBAL COMPUTER INFORMATION NETWORKS, INFORMATION TECHNOLOGY, INTELLECTUAL PROPERTY, AND COMPUTER FIELDS, NAMELY, COVERAGE FOR LOSSES, DAMAGES, COSTS, LEGAL FEES, LOSS CONTROL SERVICES, AND REHABILITATION RESULTING FROM FRAUDULENT AND MALICIOUS ACTS, VIRUSES, EXTORTION, BUSINESS INTERRUPTION, LIBEL, SLANDER, INVASION OF PRIVACY, INTELLECTUAL PROPERTY INFRINGEMENT, PLAGIARISM, FALSE ADVERTISING, UNFAIR COMPETITION, ACTS OF GOD, UNAUTHORIZED ACCESS, VANDALISM, COMPUTER SYSTEM LIABILITY TO THIRD PARTIES, THEFT OF TRADE SECRETS, INSURANCE CONSULTING SERVICES; INSURANCE RISK MANAGEMENT SERVICES, NAMELY RISK ANALYSIS, RISK PREVENTION, AND LOSS CONTROL SERVICES