The certification mark is used by persons licensed by the Applicant, and certifies that the person displaying said mark has completed educational course work requirements and work experience requirements of the Applicant, has completed examinations administered by the Applicant in a satisfactory manner, has agreed to adhere to the Applicant's standards for professional responsibility, continuing education and other post-certification requirements, is an active member in the Global Association of Risk Professionals, and is competent in the field of financial risk management. The standards established by the Applicant to determine whether others may use the certification mark with their services are enclosed herewith.