Computers; computer peripheral devices; computer terminals; word processors; apparatus and instruments for saving and reproducing data, namely, magnetic tape units, and magnetic data carriers; office machines, namely, fax machines, modems and printers; data and non-data carrying products, namely, blank audio tapes, blank digital audio tapes, blank paper computer tapes, tapes and discs for computers for use in connection with the aforesaid mentioned apparatus and instruments; telecommunications and data communications machines, namely fax machines and modems; computer programs for the banking and financial fields to allow users to perform electronic business transactions via a global computer network; computer programs for enabling electronic payment for goods and services; multimedia kiosks, self service terminals and cash handling machines comprising hardware and software for enabling computer-guided banking and financial transactions; computer programs to secure computer applications, local networks and global networks; computer hardware and programs for enabling point-of-sale commercial transactions, for retail, public authorities and utility company applications, for providing consumer-oriented information, and for delivery of automated booking and ticketing services