electronic information systems comprising data input equipment, namely, keyboards, optical scanners, cameras, microphones, bar code readers, pointing devices and joysticks; data output equipment, namely, printers, monitors and speakers; data communications equipment, namely, modems, routers, cables and connectors; and data memory equipment, namely, hard drives, static RAMs, dynamic RAMs, magnetic disks, floppy disks, magnetic tapes and optical disks; computer programs recorded on magnetic disks, floppy disks, magnetic tapes, optical disks, electronic memory devices, perforated tapes and similar data carriers, namely, computer programs for use in negotiation and settlement of commercial transactions, mortgage lending, mortgage brokerage, financing, commercial lending, real estate development, management of construction and engineering projects, personnel management consulting and business consulting in the fields of marketing strategy and business strategy

paper, cardboard and goods from these materials, namely, account books, accounting forms, architectural plans and specifications, bookkeeping forms, business record books, data books and business forms; printed matter and publications, namely, books containing instructions on real estate development, real estate finance, [insurance,] business consulting, management of construction and engineering projects, finance, financial transactions, commercial transactions, mortgage lending and commercial lending; pamphlets and brochures containing information on real estate development, real estate finance, [insurance,] business consulting, management of construction and engineering projects, finance, financial transactions, commercial transactions, mortgage lending and commercial lending

personnel management consulting, business consulting in the field of marketing strategy and business strategy; management consulting in the field of administration of construction and engineering projects, real estate development, commercial transactions and financial of business activities; business marketing consulting services for owners of buildings under construction; land acquisition, namely, brokerage of buildings, real estate, projects and property; providing negotiation and settlement services of commercial transactions for third parties through commercial agents and commercial brokers; management of business; business research; marketing research and market analysis; advertising agencies; promoting the sale of material and product samples; economic analysis of real estate holdings; managerial advisory services regarding cost estimating; conducting business and market research surveys

mortgage lending services; mortgage brokerage services; financing services; loan financing; commercial lending services; automated securities brokerage; mortgaging of securities for others; financial investment in the field of securities; financial portfolio management; financial guarantee and surety; commodity trading for others; capital investment consultation; currency exchange and advice; leasing of office space, real estate and real property; estate trust management; brokerage houses in the field of stocks, commodities, and futures; trading in mortgage debentures, public mortgage bonds, municipal bonds and other debentures for others; sales credit financing and credit risk [insurance] factoring; credit agencies and credit consultation, namely, granting of credit and credit brokerage, granting of mortgage loans, municipal loans and of money loans, granting of acceptance credits, negotiation and granting of advance loans on the strength of an account with a home savings institution, and interim financing of credit from home savings institutions; [life insurance underwriting;] surety services; credit card services, namely, issuing and management of credit cards and administration of credit card accounts; banking services, namely, acceptance of home savings deposits, administration of checking accounts and savings accounts, money transfers, conducting of money transfer transactions with cash payment by means of currency exchange machines, issuing traveler's checks, telephone banking service for the transmission of payment orders, transfers and debit entries between the customer and the bank; electronic banking in the form of the offering and performing of services and credit card services by means of electronic data exchange for private and commercial customers; providing computer-aided financial planning; financial research; deferred freight payment services; consulting services in the fields of real estate management, real estate development, real estate investment, and real estate appraisal;[insurance administration in the field of financial risk in connection with the conclusion of loan transactions;] rental and brokerage of office space and facilities for conferences, exhibitions, and lectures financial information investigation services, namely, providing financial information of others for the initiation, conclusion, and conducting of lending transactions; providing financial analysis regarding value of collateral and limit of credit; collection, analysis and supply of financial information regarding the capital markets and regarding business prospects

construction services, namely, planning, laying out and custom construction of residential and commercial communities; real estate development services, namely, developing, planning, preparation, implementation, and participation of municipal zoning, approval, and authorization proceedings of third-party construction projects, housing projects, and commercial projects; real estate site selection; land development services, namely, planning and laying out of residential and commercial communities by cutting down trees, clearing the land and preparing [he] *the* land for connection of utilities; clearing of public and private streets, roads and plazas from snow, and spreading of salt on public and private streets, roads, and plazas; installation, repair and maintenance of heating equipment, air conditioning equipment, elevators, sanitary appliances, intercoms, and electrical systems; cleaning of interiors and exteriors of residential and commercial buildings

educational services, namely, providing courses of instruction and seminars in the fields of real estate and finance, construction safety, and protection of real estate; arranging, conducting and organizing trade show exhibitions in the fields of real estate and finance for cultural, educational, economic, marketing and customer service purposes; publication of real estate market surveys

written text editing services, namely, editing of real estate market surveys; computer programming for others; architectural design services; land surveying, namely, compiling location concepts for real estate projects; engineering; technical consulting in the field of engineering; landscape gardening and landscape gardening design for others arbitration