Electronic mail services; electronic information retrieval and storage; telecommunications services, namely, personal communication services, gateway services, and providing connections to a global computer network; electronic mail forwarding and encryption services; delivery of messages and data by electronic transmission; electronic payment processing services; electronic retailing services; electronic store-and-forward messaging; electronic transmission of data and documents by computer terminals; electronic storage and escrow services for digital documents and information; digital signature and personal verification services via electronic means; digital encryption and signature verification services, namely, encrypting and compressing electronically signed and verified documents and data, electronically transmitting the documents and data over a computer network, electronically time-stamping the documents and data,