Electrical, electric and electronic apparatus and instruments, namely computers, computer terminals, microprocessors, cards and chips, namely, integrated circuit cards, integrated circuit chips, integrated circuit boards, random access and read-only memory cards, microprocessor cards, and microprocessor boards, hand held computational, storage and display devices, namely, calculators, hand-held computers, radio pagers, cellular and digital wireless telephones, and personal digital assistants; data processing, transmitting, receiving, storing, accounting and calculating apparatus and instruments, namely, computers, modems, data processors, hand-held and laptop and notebook computers, fax machines, and scanners; electronic wallets, namely, computer software for enabling consumers to make payments in on-line purchase transactions; microprocessors and transponder-based payment and identification key devices, namely, computer chips or magnetically encoded strips for attachment to or incorporation in cards, key fobs, key tags and miniature display tokens for checking balances of funds; electronic voice and data transmission telephones, computer software for use in processing, transmitting, receiving, storing, accounting for and calculating financial information; blank magnetic coded cards, blank smart cards; blank computer discs; blank magnetic computer tapes; magnetic and software-programmed encoded cards used in conducting transactions in the banking and financial fields, namely, magnetically encoded and software-programmed credit and debit cards; money and currency dispensing, depositing and transferring apparatus and instruments, namely, automated teller machines, cash dispensers to recharge magnetically encoded credit and debit cards, and electronic cash point machines for deposit or withdrawal of funds; communications apparatus and instruments, namely, telephones, modems, electronic and battery powered computer terminals, electronic cards, namely blank electronic chip cards, encoded electronic chip cards containing programming used to record the purchase of specified goods, make payments in online purchase transactions, exchange value with other electronic chip cards, download electronic cash via modem, telephone, and online sources, make payments to vendors, check status of orders and accounts, record loyalty points for said purchases, serve as an identification for card holders; and parts for all of the aforesaid goods

Credit card services, namely, provision, management and operation of smart card-based computer systems for card holder identification and cashless payment; cash replacement rendered via smart card,debit card and credit card; smart card, debit card and credit card services; electronic smart card, debit card and credit card services; smart card, and credit card and debit card transaction processing services

maintenance of computer hardware for smart cards and related hardware for others, namely, information and service kiosks, terminals and peripherals

design and development of software and computer hardware for smartcards and related hardware used for others; design and development of software and computer hardware used for electronic commerce; design and development of smart card software and smart card hardware components, namely information and service kiosks, terminals and peripherals, for integration to third-party financial and information networks for the metering, payment and distribution of products, services and information; maintenance of the aforementioned software for others; computer consultation concerning smart card computer systems and development and maintenance of smart card software