COMPUTER SOFTWARE AND PROGRAMS, NAMELY, CLIENT/SERVER ARCHITECTURE, RELATIONAL DATABASE INTEGRATION, DATABASE MANAGEMENT, DATA ACCESS, DATA CONTROL, GLOBAL COMMUNICATION NETWORK ACCESS AND GRAPHIC USER INTERFACE FOR BUSINESS APPLICATIONS; COMPUTER SOFTWARE FOR PERFORMING AND PROCESSING ELECTRONIC PAYMENTS AND FUNDS TRANSFERS; COMPUTER SOFTWARE FOR PERFORMING AND PROCESSING AUTOMATED CLEARANCE AND SETTLEMENT OF ELECTRONIC PAYMENTS; COMPUTER SOFTWARE THAT PROVIDES TRAINING IN PERFORMING AND PROCESSING ELECTRONIC PAYMENTS, FUNDS TRANSFERS, AND AUTOMATED CLEARANCE AND SETTLEMENT OF ELECTRONIC PAYMENTS; COMPUTER SOFTWARE FOR USE IN PROCESSING, TRANSMITTING, RECEIVING, STORING, ACCOUNTING FOR AND CALCULATING FINANCIAL INFORMATION; ELECTRICAL, ELECTRIC AND ELECTRONIC APPARATUS AND INSTRUMENTS, NAMELY, COMPUTERS, POINT OF SALE TERMINALS, AND MICROPROCESSORS; SMARTCARD SYSTEMS, NAMELY, STORED VALUE CARDS, DATA PROCESSORS, DATA TRANSMITTERS, AND DATA RECEIVERS FOR USE WITH AN ELECTRONIC BILL PRESENTATION AND PAYMENT SYSTEM AND PARTS AND ACCESSORIES THEREFOR; CALCULATORS; CASH DISPENSERS TO RECHARGE CARDS; ELECTRONIC CASH POINT MACHINES FOR DEPOSIT OR WITHDRAWAL OF FUNDS, NAMELY AUTOMATED TELLER MACHINES; COMMUNICATIONS APPARATUS AND INSTRUMENTS, NAMELY, TELEPHONES, ELECTRONIC OR BATTERY-POWERED TERMINALS, ELECTRONIC CARDS AND ELECTRONIC WALLETS

BUSINESS MANAGEMENT CONSULTATION SERVICES IN THE FIELD OF FINANCIAL ELECTRONIC DATA INTERCHANGE, ELECTRONIC BANKING, ELECTRONIC BILLING AND ELECTRONIC FUNDS TRANSFER

FINANCIAL INFORMATION AND DATA EXCHANGE PROVIDED BY ELECTRONIC MEANS; CREDIT VERIFICATION VIA A GLOBAL COMPUTER INFORMATION NETWORK; ELECTRONIC CREDIT RISK MANAGEMENT SERVICES; ELECTRONIC PURCHASE PAYMENT AND ELECTRONIC BILL PAYMENT SERVICES, NAMELY, THE ELECTRONIC PROCESSING AND TRANSMISSION OF BILL PAYMENT DATA; ELECTRONIC FUNDS TRANSFER; AUTOMATIC ELECTRONIC ACCOUNTS RECEIVABLE COLLECTION SERVICES; ELECTRONIC ACCOUNTS PAYABLE PROCESSING SERVICES; CHARGE CARD, DEBIT CARD AND CREDIT CARD SERVICES, CURRENCY AND CURRENCY EXCHANGE SERVICES, FUNDS, MONEY AND CURRENCY TRANSFER SERVICES, FINANCIAL MANAGEMENT, PLANNING AND RESEARCH SERVICES, FINANCIAL CLEARING SERVICES, CHECKING ACCOUNT SERVICES, ISSUING AND REDEMPTION OF CHECKS; CONSULTATION IN THE FIELDS OF ELECTRONIC BANKING AND ELECTRONIC FUNDS TRANSFER; CONSULTATION SERVICES IN THE FIELDS OF ELECTRONIC DATA INTERCHANGE, ELECTRONIC BANKING, ELECTRONIC BILLING AND ELECTRONIC FUNDS TRANSFER

COMPUTER CONSULTATION; COMPUTER PROGRAMMING FOR OTHERS; COMPUTER SOFTWARE DESIGN FOR OTHERS AND COMPUTER SOFTWARE MAINTENANCE; DESIGNING, CREATING, IMPLEMENTING AND MAINTAINING WEB SITES FOR OTHERS; COMPUTER SYSTEMS ANALYSIS; INTEGRATION OF COMPUTER SYSTEMS AND NETWORKS