Computer hardware, namely, computers, scanners, bar code readers, magnetic stripe readers, and modems, and computer software for accessing, transmitting, searching, retrieving, printing, downloading,monitoring, and reporting upon information from remote databases containing audio, video, graphic, and text-based information; for the processing in real or deferred time of payment transactions by credit, debit, or chip card; computer software for operating and/or controlling or being controlled by remote computers or computer databases, remote television, radio, and other programming, and remote hyper-linked information systems through telephones, computers, and public access terminals; computer software for computer systems administration, namely, monitoring and administering selectable site access restrictions, time-out, and security codes, and reporting upon and accounting for the foregoing activities; computer software for billing and payment administration; computer software for voice interaction with the global computer network, and real time and stored data, voice, and video communications using telephones, computers, public access terminals, radio, electromagnetic waves, and other signals, local area networks, and wide area networks; computer software for transmission and reception of documents and other information, optical character recognition, and document reproduction; and computer software for integration and operation of electronic circuits, interface cards, computers, video display terminals, printers, scanners, printed circuit and component boards, namely, boards for facsimile transmission and reception, optical character recognition, voice recognition, and text to speech applications

Financial services provided by electronic means, namely, the processing in real or deferred time of payment transactions by credit, debit, or chip card