Providing product and service plans which promote the goods and services of others under the plans, said product and service plans being administered by a single provider such as a utility or energy company which then provides the goods and services under the plans to consumers; advertising and marketing for said product and service plans; and business and consulting services, namely, business information solutions for the utility and energy industries in the form of computer software and hardware systems that support all back office operations and call center processes including billings, statement generation, remittances, credit and collections, electronic data interchange, customer inquiry management, marketing and sales support, global computer network enablement, work order management and value added products and services